Think of ACH as your financial bridge—an electronic network that seamlessly moves your money between banks so that you can skip the hassle of checks or wires. It’s how your Bridgeover advances get directly deposited into your account and how repayments are taken care of automatically.
Imagine having a personal financial assistant who understands your needs. That’s what Bridgeover’s AI-powered repayments do—automating your payment plans in a way that’s flexible and tailored to your situation, so you stay in control without stress.
When life throws a curveball, a Cash Advance from Bridgeover lets you borrow money to cover those unexpected expenses. It’s your safety net, giving you access to emergency funds when you need them most.
Payroll Integration is how financial tools connect with a company’s payroll system. But with Bridgeover, there’s no need to worry about complex setups—our solutions don’t require payroll integration, making it easy for companies to support their employees without the hassle.
Employee Retention is about a company’s ability to retain its employees over time. By reducing financial stress through Bridgeover’s solutions, companies can create a workplace where employees want to stay, leading to lower turnover and a stronger team.
Financial Wellness is more than just having money—it’s about feeling secure and confident in your financial future. With Bridgeover, you’re empowered to manage your money effectively, so you can meet your obligations and pursue your dreams without stress.
Turnover Rate measures how often employees leave a company. High turnover can be a sign of financial stress among employees. Bridgeover aims to reduce this rate by addressing those underlying financial worries, helping companies keep their best talent.
Workforce Stability is the consistency and longevity of your team. By reducing financial stress, Bridgeover contributes to a more stable, committed workforce, helping businesses thrive with less disruption and more continuity.
Budgeting is like mapping out your financial journey. It helps you see where your money goes, plan and track your spending, ensuring you’re on the path to reaching your goals without veering off course. With a clear budget, you can navigate your finances confidently.
Your Debit Card is your go-to tool for making purchases with the money you already have in your bank account. Unlike credit cards, there’s no borrowing—just using what’s yours. It’s a simple way to stay on top of your spending.
Emergency Savings are your financial cushion for life’s surprises. Setting aside funds for unexpected expenses gives you peace of mind, knowing you’re prepared for whatever comes your way. Bridgeover encourages building this safety net to keep financial stress at bay.
Earned Wage Access (EWA) is your early payday. EWA lets you access the wages you’ve earned, helping you cover expenses when cash is tight and needed fast.
Financial Stress is the worry that keeps you up at night, wondering how to make ends meet. Bridgeover’s services are designed to ease that burden, helping you regain control and focus on what matters most—living your best life.
Your Gross Income is the total amount you earn, including salary and bonuses. But your Net Income—the amount you actually take home after deductions—is what truly matters. It’s the figure you should base your budget on, ensuring you live within your means while still reaching your financial goals.
A Non-Sufficient Funds Fee is charged when you attempt to pay without enough money in your account. It happens when your bank account comes up short while trying to make a payment. It’s a costly mistake, but with Bridgeover’s alerts and advance options, you can avoid these fees and keep your finances on track.
An Overdraft is like spending more than you have, leading to unexpected fees. Bridgeover’s services help you avoid this by providing timely alerts and advances so you can stay in control and prevent costly overdraft surprises.
A Credit Check is like a financial report card that lenders use to gauge your borrowing history. With Bridgeover, there’s no need to worry—our advances don’t require a credit check, keeping your score intact while giving you the support you need.
Interest is the cost of borrowing money, typically a percentage of the principal. With Bridgeover, you can breathe easy knowing that you pay zero interest on your advances, keeping more money in your pocket.
The Principal is the original amount you borrow. When you take a cash advance with Bridgeover, the principal is the money you receive upfront—the starting point before any repayments begin.
Your Repayment Term is the timeline for paying back what you’ve borrowed. Whether it’s a few weeks or several years, Bridgeover helps you manage this process smoothly, ensuring you’re never caught off guard.
Bridgeover is an AI-powered financial wellness platform that partners with employers to support their employees’ financial health. We provide employees access to interest and fee-free emergency funds up to $400, flexible repayment options, and resources for long-term financial stability.
